:root {
    --navy: #0b2538;
    --navy-deep: #000f1c;
    --brand: #0d7b7c;
    --brand-soft: #e4f1f1;
    --gold: #ffd700;
    --paper: #f9f9f9;
    --white: #fff;
    --ink: #1a1c1c;
    --muted: #5f6870;
    --line: #d9dee2;
    --soft: #f1f4f5;
    --shadow: 0 12px 34px rgba(11, 37, 56, .09);
}

* { box-sizing: border-box; }
html { overflow-x: clip; scroll-behavior: smooth; scroll-padding-top: 100px; }
body { margin: 0; overflow-x: clip; color: var(--ink); background: var(--paper); font: 400 16px/1.65 Inter, Arial, sans-serif; }
h1, h2, h3, h4, h5, h6 { text-transform: capitalize; }
img { max-width: 100%; }
a { color: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
.wrap { width: min(1160px, calc(100% - 48px)); margin-inline: auto; }
.skip-link { position: absolute; left: 12px; top: -60px; z-index: 100; padding: 10px 14px; background: var(--white); color: var(--navy); }
.skip-link:focus { top: 12px; }

.site-header { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.97); border-bottom: 1px solid rgba(11,37,56,.1); box-shadow: 0 8px 24px rgba(11,37,56,.07); backdrop-filter: blur(14px); }
.header-topbar { color: #e7eef2; background: var(--navy); }
.header-topbar-inner { display: flex; width: min(1320px, calc(100% - 48px)); min-height: 38px; align-items: center; justify-content: space-between; gap: 20px; margin: auto; }
.header-topbar-inner > p { display: flex; align-items: center; gap: 8px; margin: 0; color: #c8d5dd; font-size: 11px; letter-spacing: .01em; }
.header-topbar-inner > p .material-symbols-outlined { color: #70c1bc; font-size: 16px; }
.header-contact-links { display: flex; align-items: center; gap: 24px; }
.header-contact-links a { display: inline-flex; align-items: center; gap: 7px; color: #f2f6f8; font-size: 11px; font-weight: 600; text-decoration: none; transition: color .2s ease; }
.header-contact-links a:hover { color: #8ce0d9; }
.header-contact-links .material-symbols-outlined { color: #77c7c2; font-size: 16px; }
.header-inner { width: min(1320px, calc(100% - 48px)); min-height: 82px; margin: auto; display: flex; align-items: center; justify-content: space-between; gap: 26px; }
.brand { display: inline-flex; align-items: center; flex: 0 0 auto; }
.brand img { display: block; width: 156px; height: auto; object-fit: contain; }
.primary-navigation { display: flex; align-items: center; justify-content: center; gap: clamp(6px, .9vw, 14px); }
.primary-navigation a, .footer-nav a { position: relative; display: inline-flex; min-height: 42px; align-items: center; padding: 0 11px; border-radius: 8px; text-decoration: none; color: #505b63; font-size: 13px; font-weight: 600; transition: color .2s ease, background .2s ease; }
.primary-navigation a:hover { color: var(--brand); background: #f2f8f7; }
.primary-navigation a[aria-current="page"] { color: var(--brand); background: #edf6f5; }
.primary-navigation a[aria-current="page"]::after { position: absolute; right: 11px; bottom: 4px; left: 11px; height: 2px; content: ""; border-radius: 2px; background: var(--brand); }
.menu-toggle { display: none; border: 0; background: transparent; color: var(--navy); font-size: 28px; cursor: pointer; }
.button { display: inline-flex; align-items: center; justify-content: center; gap: 8px; min-height: 46px; padding: 11px 19px; border: 1px solid transparent; border-radius: 8px; font-size: 13px; font-weight: 700; text-decoration: none; transition: transform .25s ease, box-shadow .25s ease, background .25s ease, color .25s ease; }
.button:hover { transform: translateY(-3px); box-shadow: 0 10px 22px rgba(0,0,0,.18); }
.button:focus-visible, a:focus-visible, button:focus-visible { outline: 3px solid var(--brand); outline-offset: 3px; }
.button-dark { background: var(--navy); color: var(--white); }
.button-dark:hover { background: var(--brand); }
.button-gold { background: var(--gold); color: var(--navy-deep); }
.button-gold:hover { background: #ffe34b; }
.button-outline-light { color: #fff; border-color: rgba(255,255,255,.65); background: rgba(255,255,255,.08); }
.button-outline-light:hover { background: #fff; color: var(--navy); }
.header-cta { min-height: 46px; white-space: nowrap; font-size: 12px; box-shadow: 0 5px 14px rgba(11,37,56,.12); }
.header-cta .material-symbols-outlined { font-size: 17px; transition: transform .2s ease; }
.header-cta:hover .material-symbols-outlined { transform: translateX(3px); }

.hero-slider { position: relative; display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); min-height: 650px; color: #fff; background: var(--navy); overflow: hidden; isolation: isolate; }
.hero-copy-panel { position: relative; z-index: 3; grid-column: 1; grid-row: 1; display: flex; align-items: center; padding: clamp(36px, 6vw, 92px); background: linear-gradient(135deg, #071c2c, var(--navy) 68%, #0b2538); overflow: visible; }
.hero-copy-panel::before { position: absolute; z-index: 0; top: 0; right: -340px; bottom: 0; width: 360px; content: ""; background: linear-gradient(90deg, #0b2538 0%, rgba(11,37,56,.98) 9%, rgba(11,37,56,.86) 28%, rgba(11,37,56,.58) 52%, rgba(11,37,56,.27) 76%, rgba(11,37,56,.08) 92%, transparent 100%); pointer-events: none; }
.hero-content { position: relative; z-index: 1; width: 100%; }
.hero-content.is-entering { animation: hero-content-in .9s cubic-bezier(.2,.75,.25,1) both; }
@keyframes hero-content-in { from { opacity: 0; transform: translateX(-24px); } to { opacity: 1; transform: translateX(0); } }
.hero-content h1 { position: relative; z-index: 2; display: flex; width: max-content; max-width: var(--hero-title-max, calc(100vw - 40px)); min-height: 3.6em; flex-direction: column; align-items: flex-start; gap: 4px; margin: 20px 0 17px; color: #fff; font-size: clamp(32px, 3.4vw, 46px); line-height: 1.08; letter-spacing: -.045em; transition: min-height .35s ease; }
.hero-title-line { position: relative; display: block; width: max-content; max-width: var(--hero-title-max, calc(100vw - 40px)); min-height: 1.08em; padding: .025em .14em .075em; color: #fff; isolation: isolate; white-space: nowrap; }
.hero-title-line::before { position: absolute; z-index: -1; inset: 0 auto 0 0; width: var(--reveal, 0%); content: ""; border-radius: 3px 7px 3px 3px; background: linear-gradient(90deg, var(--brand) 0%, var(--brand) 78%, rgba(13,123,124,.7) 92%, rgba(13,123,124,0) 100%); transition: width .07s linear; }
.hero-title-text { position: relative; }
.hero-title-text.is-current::after { display: inline-block; width: 2px; height: .84em; margin-left: 4px; content: ""; vertical-align: -.04em; background: var(--gold); animation: typing-caret .9s steps(2, start) infinite; }
@keyframes typing-caret { to { visibility: hidden; } }
.hero-content p { max-width: 560px; margin: 0; color: rgba(255,255,255,.78); font-size: clamp(15px, 1.4vw, 17px); }
.hero-content.is-entering p, .hero-content.is-entering .hero-highlights, .hero-content.is-entering .hero-actions { animation: hero-detail-in .8s .32s both; }
@keyframes hero-detail-in { from { opacity: 0; transform: translateY(14px); } to { opacity: 1; transform: translateY(0); } }
.hero-highlights { display: grid; gap: 10px; padding: 0; margin: 23px 0 0; list-style: none; color: #d7e4e9; font-size: 13px; }
.hero-highlights li { display: flex; align-items: center; gap: 9px; }
.hero-highlights .material-symbols-outlined { color: var(--brand); font-size: 18px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 11px; margin-top: 28px; }
.hero-visual { position: relative; grid-column: 2; grid-row: 1; min-width: 0; overflow: hidden; background: var(--navy); isolation: isolate; }
.hero-visual::before, .hero-visual::after { position: absolute; inset: 0; content: ""; pointer-events: none; }
.hero-visual::before { background-image: url('../images/slider.png'); background-position: center; background-size: cover; background-repeat: no-repeat; animation: hero-image-breathe 8s ease-in-out infinite alternate; }
.hero-visual::after { background: linear-gradient(90deg, rgba(11,37,56,.34), transparent 38%), linear-gradient(0deg, rgba(0,15,28,.26), transparent 48%); }
@keyframes hero-image-breathe { from { transform: scale(1.04); } to { transform: scale(1.13); } }
.hero-text-decoration { position: absolute; z-index: 0; top: 9%; right: 9%; width: 138px; aspect-ratio: 1; color: var(--gold); pointer-events: none; opacity: 0; }
.hero-text-decoration.is-changing { animation: text-decoration-in 1.1s cubic-bezier(.2,.75,.25,1) both; }
.hero-orbit { position: absolute; inset: 0; border: 1px solid rgba(13,123,124,.55); border-radius: 50%; opacity: .7; }
.hero-orbit-two { inset: 13px; border-color: rgba(255,215,0,.48); }
.hero-orbit-dot { position: absolute; top: -3px; left: 50%; width: 8px; aspect-ratio: 1; border-radius: 50%; background: var(--gold); box-shadow: 0 0 18px rgba(255,215,0,.55); }
@keyframes text-decoration-in { 0% { opacity: 0; transform: translate(-16px, 8px) scale(.82); } 35% { opacity: .72; } 100% { opacity: .38; transform: translate(0, 0) scale(1); } }
.hero-text-decoration .hero-orbit-one { animation: orbit-spin 18s linear infinite; }
.hero-text-decoration .hero-orbit-two { animation: orbit-spin 14s linear infinite reverse; }
@keyframes orbit-spin { to { transform: rotate(360deg); } }
@keyframes orbit-reveal { from { opacity: 0; transform: scale(.72) rotate(-25deg); } to { opacity: .75; transform: scale(1) rotate(0); } }
@keyframes orbit-dot-reveal { from { opacity: 0; transform: scale(.3); } to { opacity: 1; transform: scale(1); } }
.eyebrow { display: inline-flex; align-items: center; gap: 10px; margin-bottom: 12px; color: var(--brand); font-size: 11px; font-weight: 750; letter-spacing: .12em; line-height: 1.4; text-transform: uppercase; }
.eyebrow::before { content: ""; width: 24px; height: 2px; border-radius: 2px; background: currentColor; box-shadow: 7px 4px 0 -0.5px currentColor; }
.eyebrow-light { color: #8ed0d1; }
.slider-controls { position: absolute; z-index: 2; right: 24px; bottom: 24px; display: flex; align-items: center; gap: 12px; padding: 10px 12px; border: 1px solid rgba(255,255,255,.22); border-radius: 999px; background: rgba(0,15,28,.68); box-shadow: 0 8px 24px rgba(0,0,0,.18); backdrop-filter: blur(8px); }
.slider-arrow, .slider-play { display: grid; width: 40px; height: 40px; place-items: center; color: #fff; border: 1px solid rgba(255,255,255,.5); border-radius: 50%; background: rgba(255,255,255,.1); cursor: pointer; transition: background .2s ease, transform .2s ease; }
.slider-arrow:hover, .slider-play:hover { background: var(--brand); transform: scale(1.08); }
.slider-arrow .material-symbols-outlined, .slider-play .material-symbols-outlined { font-size: 19px; }
.slider-dots { display: flex; gap: 9px; }
.slider-dot { width: 9px; height: 9px; padding: 0; border: 0; border-radius: 50%; background: rgba(255,255,255,.55); cursor: pointer; transition: width .25s ease, background .25s ease; }
.slider-dot.is-active { width: 28px; border-radius: 6px; background: var(--gold); }
.trust-strip { color: #fff; background: var(--navy-deep); }
.trust-grid { display: grid; grid-template-columns: repeat(4, 1fr); padding-block: 24px; }
.trust-grid > div { display: flex; align-items: center; gap: 14px; padding: 8px 20px; border-right: 1px solid rgba(255,255,255,.16); }
.trust-grid > div:first-child { padding-left: 0; }
.trust-grid > div:last-child { padding-right: 0; border: 0; }
.trust-grid .material-symbols-outlined { color: var(--gold); font-size: 27px; }
.trust-grid p { margin: 0; color: #a9b6c0; font-size: 12px; line-height: 1.55; }
.trust-grid strong { color: #fff; font-size: 13px; }

.section { padding-block: 32px; }
.section-tight { padding-top: 18px; }
.section-muted { background: #f0f2f2; border-block: 1px solid var(--line); }
.section h1, .section h2, .page-banner h1 { margin: 0 0 14px; color: var(--navy); font-size: clamp(30px, 3.8vw, 43px); line-height: 1.17; letter-spacing: -.035em; }
.section h1 { font-size: clamp(36px, 4vw, 48px); }
.section h2 { font-size: clamp(28px, 3.2vw, 36px); }
.section h3, .info-card h3 { margin: 14px 0 8px; color: var(--navy); font-size: 18px; line-height: 1.35; }
.section p { color: var(--muted); }
.lead { font-size: 18px; line-height: 1.75; }
.section-heading { display: flex; align-items: end; justify-content: space-between; gap: 20px; margin-bottom: 24px; }
.section-heading h2 { margin-bottom: 0; }
.section-heading p { margin: 10px 0 0; }
.centered { text-align: center; }
.centered .eyebrow::before { box-shadow: -7px 4px 0 -0.5px currentColor; }
.centered .section-heading { justify-content: center; }
.narrow { max-width: 820px; }
.centered.narrow, .narrow.centered { margin-inline: auto; }
.text-link { display: inline-flex; align-items: center; gap: 6px; color: var(--navy); font-size: 13px; font-weight: 700; text-decoration: none; }
.text-link:hover { color: var(--brand); }
.text-link .material-symbols-outlined { font-size: 17px; }
.card-grid { display: grid; gap: 18px; }
.card-grid-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.card-grid-4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.info-card, .step-card, .contact-card { position: relative; overflow: hidden; padding: 26px; background: #fff; border: 1px solid var(--line); border-radius: 14px; box-shadow: 0 5px 16px rgba(11,37,56,.045); transition: transform .36s cubic-bezier(.2,.8,.2,1), box-shadow .36s ease, border-color .36s ease, background-color .36s ease; }
.info-card::before, .step-card::before, .contact-card::before { position: absolute; top: 0; right: 0; left: 0; height: 3px; content: ""; background: linear-gradient(90deg, var(--brand), #62babc 56%, var(--gold)); transform: scaleX(.18); transform-origin: left; transition: transform .38s cubic-bezier(.2,.8,.2,1); }
.info-card:hover, .step-card:hover, .contact-card:hover { transform: translateY(-7px) scale(1.012); border-color: rgba(13,123,124,.48); box-shadow: 0 22px 42px rgba(11,37,56,.14), 0 5px 18px rgba(13,123,124,.1); }
.info-card:hover::before, .step-card:hover::before, .contact-card:hover::before { transform: scaleX(1); }
.info-card p, .step-card p, .contact-card p { margin: 0; font-size: 14px; }
.icon-tile { display: inline-grid; width: 48px; height: 48px; place-items: center; color: var(--brand); background: linear-gradient(145deg, #e9f5f4, #f5f9f9); border: 1px solid rgba(13,123,124,.1); border-radius: 13px; transition: color .3s ease, background .3s ease, transform .35s cubic-bezier(.2,.8,.2,1), box-shadow .3s ease; }
.info-card .icon-tile { font-size: 24px; }
.info-card:hover .icon-tile { color: #fff; background: var(--brand); box-shadow: 0 8px 18px rgba(13,123,124,.24); transform: translateY(-3px) rotate(-5deg); }
.card-note { display: block; margin-top: 16px; color: var(--brand); font-size: 12px; font-weight: 700; }
.step-card { min-height: 238px; padding: 25px 22px 23px; background: linear-gradient(145deg, #fff 35%, #f2f8f8 100%); border-radius: 16px 16px 16px 5px; }
.step-card .step-icon { display: grid; width: 58px; height: 58px; place-items: center; color: var(--brand); background: #e5f2f1; border: 1px solid rgba(13,123,124,.16); border-radius: 18px 18px 18px 6px; box-shadow: 0 5px 12px rgba(13,123,124,.08); font-size: 35px; transition: color .3s ease, background .3s ease, transform .35s cubic-bezier(.2,.8,.2,1), border-radius .35s ease; }
.step-card:hover .step-icon { color: #fff; background: var(--brand); border-radius: 50%; transform: translateY(-3px) rotate(8deg); }
.step-card h3 { margin-top: 21px; font-size: 16px; }
.notice { margin-top: 18px; padding: 20px 22px; color: var(--muted); background: #fff; border: 1px solid var(--line); border-left: 4px solid var(--brand); border-radius: 8px; font-size: 14px; }
.notice p { margin: 8px 0 0; }
.notice strong { color: var(--navy); }
.notice h2 { font-size: 20px; }
.notice-blue { display: flex; align-items: center; justify-content: space-between; gap: 24px; background: #dcecff; border-color: #c6dcf7; }
.notice-blue h2 { margin-bottom: 0; font-size: 20px; }
.notice-blue p { margin-bottom: 0; }
.notice-warning { border-left-color: #ba1a1a; }
.pricing-panel { display: grid; grid-template-columns: 1.2fr .8fr; align-items: center; gap: 34px; padding: 34px; background: #fff; border: 1px solid var(--line); border-radius: 14px; box-shadow: var(--shadow); }
.pricing-panel h2 { margin-bottom: 10px; }
.price-box { display: flex; flex-direction: column; align-items: center; padding: 26px; text-align: center; background: var(--soft); border: 1px solid var(--line); border-radius: 10px; }
.price-box > span { color: var(--muted); font-size: 12px; }
.price-box strong { margin: 4px 0; color: var(--navy); font-size: 38px; letter-spacing: -.04em; }
.price-box p { margin: 0 0 15px; font-size: 13px; }
.price-box .button { width: 100%; }
.company-address { padding: 14px; background: var(--soft); border-left: 3px solid var(--navy); border-radius: 0 7px 7px 0; font-size: 13px; }
.split-layout { display: grid; grid-template-columns: 1.1fr .9fr; align-items: center; gap: 48px; }
.stat-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; margin-top: 26px; }
.stat-card { display: flex; flex-direction: column; gap: 4px; padding: 20px; background: var(--soft); border: 1px solid var(--line); border-radius: 12px; transition: transform .3s ease, background .3s ease, border-color .3s ease, box-shadow .3s ease; }
.stat-card:hover { transform: translateY(-4px); background: #fff; border-color: rgba(13,123,124,.35); box-shadow: 0 12px 24px rgba(11,37,56,.08); }
.stat-card strong { color: var(--navy); font-size: 27px; }
.stat-card span { color: var(--muted); font-size: 12px; }
.adviser-card { display: grid; grid-template-columns: minmax(210px, .72fr) 1.5fr; max-width: 100%; margin: 0; padding: 0; background: #fff; border: 1px solid var(--line); border-radius: 18px; box-shadow: 0 14px 34px rgba(11,37,56,.08); transition: transform .35s ease, box-shadow .35s ease; }
.adviser-card:hover { transform: translateY(-5px); box-shadow: 0 24px 48px rgba(11,37,56,.13); }
.adviser-profile { position: relative; display: flex; min-height: 300px; flex-direction: column; align-items: center; justify-content: center; overflow: hidden; color: #fff; background: radial-gradient(circle at 78% 18%, rgba(13,123,124,.42), transparent 36%), linear-gradient(145deg, #061a29, var(--navy) 68%, #124a54); }
.adviser-profile::before, .adviser-profile::after { position: absolute; width: 220px; aspect-ratio: 1; content: ""; border: 1px solid rgba(255,255,255,.12); border-radius: 50%; }
.adviser-profile::before { top: -100px; right: -90px; }
.adviser-profile::after { bottom: -145px; left: -110px; width: 280px; }
.adviser-avatar { position: relative; z-index: 1; display: grid; width: 116px; height: 116px; place-items: center; color: #fff; background: linear-gradient(145deg, var(--brand), #12545e); border: 5px solid rgba(255,255,255,.22); border-radius: 38px 38px 38px 12px; box-shadow: 0 14px 30px rgba(0,0,0,.2); font-size: 34px; font-weight: 750; }
.adviser-profile-icon { position: absolute; z-index: 2; top: calc(50% - 65px); left: calc(50% + 34px); display: grid; width: 37px; height: 37px; place-items: center; color: var(--navy); background: var(--gold); border: 4px solid var(--navy); border-radius: 50%; font-size: 19px; }
.adviser-profile-label { position: relative; z-index: 1; margin-top: 18px; color: #c6d9df; font-size: 12px; font-weight: 650; letter-spacing: .12em; text-transform: uppercase; }
.adviser-details { padding: clamp(26px, 4vw, 44px); }
.adviser-details > .eyebrow { margin-bottom: 4px; }
.adviser-card h3 { margin: 0; font-size: clamp(26px, 3vw, 34px); }
.adviser-intro { margin: 8px 0 22px !important; color: var(--muted); font-size: 14px !important; }
.adviser-credentials { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.adviser-credentials > div { display: flex; align-items: flex-start; gap: 10px; padding: 15px; background: #f5f8f8; border: 1px solid #e7eded; border-radius: 12px; }
.adviser-credentials > div > .material-symbols-outlined { color: var(--brand); font-size: 21px; }
.adviser-card h4 { margin: 0 0 5px; color: var(--navy); font-size: 12px; }
.adviser-card p { margin: 0; font-size: 12px; line-height: 1.65; }
.page-banner { padding: 70px 0; color: #fff; background: linear-gradient(115deg, #061a29, #0b3b4e); }
.page-banner h1 { max-width: 760px; color: #fff; }
.page-banner p { max-width: 700px; margin: 0; color: #c4d4df; font-size: 18px; }
.breadcrumb { display: flex; align-items: center; gap: 7px; padding-top: 18px; color: var(--muted); font-size: 12px; }
.breadcrumb a { text-decoration: none; }
.breadcrumb a:hover { color: var(--brand); }
.breadcrumb .material-symbols-outlined { font-size: 17px; }
.faq-list { display: grid; gap: 12px; }
.faq-item { overflow: hidden; background: #fff; border: 1px solid var(--line); border-radius: 10px; transition: border-color .2s ease, box-shadow .2s ease; }
.faq-item:hover, .faq-item:has(.faq-question[aria-expanded="true"]) { border-color: #9ac8b4; box-shadow: 0 8px 24px rgba(11,37,56,.07); }
.faq-item h2 { margin: 0; font-size: inherit; }
.faq-question { display: flex; width: 100%; align-items: center; justify-content: space-between; gap: 20px; padding: 20px 22px; color: var(--navy); text-align: left; border: 0; background: transparent; font: 600 16px/1.5 Inter, sans-serif; cursor: pointer; }
.faq-question .material-symbols-outlined { transition: transform .25s ease; }
.faq-question[aria-expanded="true"] .material-symbols-outlined { transform: rotate(180deg); }
.faq-answer { padding: 0 22px 20px; border-top: 1px solid var(--line); }
.faq-answer p { margin: 14px 0 0; font-size: 14px; }
.legal-layout { display: grid; grid-template-columns: 290px 1fr; align-items: start; gap: 28px; }
.legal-toc, .legal-content { padding: 24px; background: #fff; border: 1px solid var(--line); border-radius: 10px; }
.legal-toc { position: sticky; top: 104px; }
.legal-toc h2 { margin: 0 0 12px; font-size: 18px; }
.legal-toc nav { display: grid; gap: 6px; max-height: calc(100vh - 200px); overflow: auto; }
.legal-toc a { padding: 5px 0; color: var(--muted); font-size: 12px; text-decoration: none; }
.legal-toc a:hover { color: var(--brand); }
.legal-content { padding: 30px; }
.legal-section { padding: 0 0 24px; margin-bottom: 24px; border-bottom: 1px solid var(--line); scroll-margin-top: 110px; }
.legal-section:last-child { padding-bottom: 0; margin-bottom: 0; border: 0; }
.legal-section h2 { padding-bottom: 10px; margin: 0 0 12px; border-bottom: 1px solid var(--line); font-size: 20px; }
.legal-section p { margin: 0; font-size: 14px; line-height: 1.75; }
.legal-section .notice { margin-top: 14px; }
.terms-list { display: grid; gap: 14px; margin-top: 18px; }
.terms-list .legal-section { padding: 22px; margin: 0; background: #fff; border: 1px solid var(--line); border-radius: 9px; }
.terms-list .legal-section:last-child { padding-bottom: 22px; }
.contact-card { padding: 30px; }
.contact-card h2 { font-size: 24px; }
.contact-card p + p { margin-top: 18px; }
.contact-card a { color: var(--brand); font-weight: 650; text-decoration: none; }
.resource-card { display: flex; min-height: 255px; flex-direction: column; align-items: flex-start; text-decoration: none; }
.resource-card h3 { margin-top: 19px; }
.resource-card .text-link { justify-content: space-between; width: 100%; margin-top: auto; padding-top: 18px; }
.resource-card .text-link .material-symbols-outlined { font-size: 17px; transition: transform .25s ease; }
.resource-card:hover .text-link .material-symbols-outlined { transform: translate(3px, -3px); }
.editorial-card { min-height: 250px; padding-top: 32px; background: linear-gradient(145deg, #fff, #f1f4f5); }
.editorial-card:nth-child(2) { background: linear-gradient(145deg, #fff, #f3f1eb); }
.editorial-card:nth-child(3) { background: linear-gradient(145deg, #fff, #eaf2f1); }
.closing-cta { padding: 56px 0; color: #fff; background: var(--navy); text-align: center; }
.closing-cta-inner { display: flex; flex-direction: column; align-items: center; }
.closing-cta h2 { margin: 0 0 10px; font-size: clamp(26px, 3.2vw, 36px); letter-spacing: -.03em; }
.closing-cta p { max-width: 640px; margin: 0 0 22px; color: #c3d0d9; font-size: 14px; }
.site-footer { padding: 34px 0 24px; text-align: center; background: #f0f2f2; border-top: 1px solid var(--line); }
.footer-brand { color: var(--navy); font-weight: 800; text-decoration: none; }
.footer-nav { display: flex; flex-wrap: wrap; justify-content: center; gap: 16px 22px; margin: 18px 0; }
.footer-nav a { font-size: 12px; }
.footer-company, .footer-copy { margin: 5px 0; color: #747d83; font-size: 11px; }

.reveal { opacity: 0; transform: translateY(24px); transition: opacity .65s ease, transform .65s cubic-bezier(.2,.75,.25,1); }
.reveal.from-left { transform: translateX(-34px); }
.reveal.from-right { transform: translateX(34px); }
.reveal.is-visible { opacity: 1; transform: translate(0, 0); }
.card-grid > :nth-child(4n + 2).reveal { transition-delay: .07s; }
.card-grid > :nth-child(4n + 3).reveal { transition-delay: .14s; }
.card-grid > :nth-child(4n + 4).reveal { transition-delay: .21s; }

@media (max-width: 1080px) {
    .header-inner { gap: 16px; }
    .brand img { width: 132px; }
    .primary-navigation { gap: 4px; }
    .primary-navigation a { font-size: 11px; }
    .header-cta { padding-inline: 12px; font-size: 11px; }
}
@media (max-width: 850px) {
    .header-inner { min-height: 72px; }
    .menu-toggle { display: grid; place-items: center; margin-left: auto; }
    .header-cta { display: none; }
    .primary-navigation { position: absolute; top: 100%; right: 0; left: 0; display: none; align-items: stretch; padding: 10px 24px 18px; background: #fff; border-bottom: 1px solid var(--line); box-shadow: 0 14px 18px rgba(11,37,56,.08); }
    .primary-navigation.is-open { display: flex; flex-direction: column; }
    .primary-navigation a { min-height: 42px; padding: 0 12px; font-size: 14px; }
    .primary-navigation a[aria-current="page"] { background: #edf6f5; }
    .primary-navigation a[aria-current="page"]::after { top: 9px; right: auto; bottom: 9px; left: 0; width: 3px; height: auto; }
    .hero-slider { grid-template-columns: minmax(0, 1.1fr) minmax(0, .9fr); min-height: 650px; }
    .hero-copy-panel { padding: 36px; }
    .hero-content h1 { font-size: clamp(30px, 4vw, 38px); }
    .trust-grid { grid-template-columns: repeat(2, 1fr); row-gap: 14px; }
    .trust-grid > div:nth-child(2) { border-right: 0; }
    .trust-grid > div:nth-child(3) { padding-left: 0; }
    .card-grid-4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .split-layout { gap: 28px; }
    .legal-layout { grid-template-columns: 1fr; }
    .legal-toc { position: static; }
    .legal-toc nav { grid-template-columns: repeat(2, minmax(0, 1fr)); max-height: none; }
}
@media (max-width: 600px) {
    .wrap { width: min(100% - 36px, 1160px); }
    .header-inner { width: calc(100% - 36px); }
    .brand img { width: 126px; }
    .header-topbar-inner { width: calc(100% - 36px); min-height: 36px; }
    .header-topbar-inner > p { gap: 5px; font-size: 9px; }
    .header-topbar-inner > p .material-symbols-outlined { font-size: 14px; }
    .header-contact-links { gap: 12px; }
    .header-contact-links a { gap: 4px; font-size: 0; }
    .header-contact-links .material-symbols-outlined { font-size: 16px; }
    .hero-slider { grid-template-columns: minmax(0, 1fr); grid-template-rows: 235px auto; min-height: 0; }
    .hero-copy-panel { grid-column: 1; grid-row: 2; min-height: 440px; padding: 32px 24px; }
    .hero-copy-panel::before { top: -36px; right: 0; bottom: auto; left: 0; width: auto; height: 64px; background: linear-gradient(180deg, transparent 0%, rgba(11,37,56,.25) 35%, rgba(11,37,56,.7) 76%, #0b2538 100%); }
    .hero-visual { grid-column: 1; grid-row: 1; }
    .hero-content h1 { width: max-content; max-width: var(--hero-title-max, 100%); min-height: 3.6em; gap: 5px; font-size: clamp(26px, 6.8vw, 32px); }
    .hero-title-line { max-width: var(--hero-title-max, 100%); }
    .hero-text-decoration { top: 4%; right: 8%; width: 100px; }
    .hero-content p { font-size: 15px; }
    .hero-actions { flex-direction: column; align-items: flex-start; max-width: 300px; }
    .slider-controls { right: 12px; bottom: 12px; gap: 8px; padding: 7px 9px; }
    .slider-arrow, .slider-play { width: 36px; height: 36px; }
    .trust-grid { width: calc(100% - 36px); padding-block: 15px; }
    .trust-grid > div { gap: 9px; padding: 8px 10px; }
    .trust-grid .material-symbols-outlined { font-size: 22px; }
    .trust-grid p, .trust-grid strong { font-size: 10px; }
    .section { padding-block: 26px; }
    .section-tight { padding-top: 12px; }
    .section-heading { align-items: flex-start; flex-direction: column; margin-bottom: 24px; }
    .section-heading.centered { align-items: center; text-align: center; }
    .card-grid-3, .card-grid-4 { grid-template-columns: 1fr; }
    .info-card, .step-card { padding: 22px; }
    .pricing-panel, .split-layout { grid-template-columns: 1fr; }
    .pricing-panel { gap: 20px; padding: 22px; }
    .stat-grid { gap: 10px; }
    .stat-card { padding: 15px; }
    .stat-card strong { font-size: 23px; }
    .page-banner { padding: 46px 0; }
    .page-banner p, .lead { font-size: 16px; }
    .notice-blue { align-items: flex-start; flex-direction: column; }
    .adviser-card { grid-template-columns: 1fr; }
    .adviser-profile { min-height: 220px; }
    .adviser-avatar { width: 92px; height: 92px; font-size: 28px; }
    .adviser-profile-icon { top: calc(50% - 54px); left: calc(50% + 26px); }
    .adviser-credentials { grid-template-columns: 1fr; }
    .adviser-details { padding: 24px; }
    .legal-content, .legal-toc { padding: 20px; }
    .legal-toc nav { grid-template-columns: 1fr; }
    .legal-section h2 { font-size: 18px; }
    .faq-question { padding: 17px; font-size: 14px; }
    .faq-answer { padding-inline: 17px; }
    .closing-cta { padding: 44px 0; }
    .footer-nav { gap: 12px 16px; }
}
@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after { scroll-behavior: auto !important; animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
    .reveal { opacity: 1; transform: none; }
}